{"id":766,"date":"2023-04-01T22:46:27","date_gmt":"2023-04-01T13:46:27","guid":{"rendered":"http:\/\/xcenio.com\/?p=766"},"modified":"2024-05-06T00:08:12","modified_gmt":"2024-05-05T15:08:12","slug":"%ec%a0%88%ec%84%b8%eb%aa%a9%ec%a0%81-%ed%87%b4%ec%a7%81%ec%97%b0%ea%b8%88-%ea%b4%80%eb%a0%a8-2023%eb%85%84-%ea%b0%9c%ec%a0%95","status":"publish","type":"post","link":"https:\/\/xcenio.com\/?p=766","title":{"rendered":"\uc808\uc138\ubaa9\uc801 \ud1f4\uc9c1\uc5f0\uae08 \uad00\ub828 (2023\ub144 \uac1c\uc815)"},"content":{"rendered":"\n
    \n
  1. \uc5f0\uae08\uc0c1\ud488<\/strong><\/li>\n<\/ol>\n\n\n\n

    \uacf5\uc81c\ud55c\ub3c4(900\ub9cc\/\uc5f0) = \uc5f0\uae08\uc800\ucd95\ud380\ub4dc(600\ub9cc) + \ud1f4\uc9c1\uc5f0\uae08IRP(300\ub9cc)
    (\uc885\ud569\uc18c\ub4dd\uae08\uc561\ubcc4 \ud55c\ub3c4\uc81c\ud55c \uc0ad\uc81c.)<\/p>\n\n\n\n

    \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \ubc0f \ud1f4\uc9c1\uc5f0\uae08IRP\ub294 \ud574\uc678ETF(\uad6d\ub0b4\uc0c1\uc7a5\ud574\uc678\uc9c0\uc218\ucd94\uc885ETF)\ub85c \ud22c\uc790.<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    <\/p>\n\n\n\n

      \n
    1. \uacc4\uc88c\ub0b4\uc5d0\uc11c\uc758 \ud22c\uc790 (\ud574\uc678ETF)<\/strong><\/li>\n<\/ol>\n\n\n\n

      \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \uacc4\uc88c\uc5d0\uc11c \ud574\uc678ETF \ud22c\uc790\uc2dc, \uc5f0\uae08\uc218\ub839\uc2dc\uae4c\uc9c0 \uc138\uae08 \uc774\uc5f0. \uc5f0\uae08\uc9c0\uae09\uc2dc 3~5%\uacfc\uc138\ud6c4 \uc9c0\uae09.
      ETF\ub9e4\ub3c4\uc2dc \ubc0f \ubc30\ub2f9\uc2dc \uc138\uae08 (15.4%)\uba74\uc81c. \uc911\ub3c4\ud574\uc9c0\uc2dc\ub294 \uae30\ud0c0\uc18c\ub4dd\uc138 16.5%\ub85c \uacfc\uc138.
      ETF\uac70\ub798 \uc218\uc218\ub8cc(\uc790\uccb4\uc218\uc218\ub8cc)\ub294 \uc788\ub294\ub4ef \ud568.<\/p>\n\n\n\n

      (\uc778\ubc84\uc2a4 \ubc0f \ub808\ubc84\ub9ac\uc9c0 ETF\ub294 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \ud3b8\uc785\ub300\uc0c1\uc5d0\uc11c \uc81c\uc678, \ubbf8\uc218\uac70\ub798\uc640 \uc2e0\uc6a9\uc0ac\uc6a9\ub3c4 \uc81c\ud55c)<\/p>\n\n\n\n

      IRP\ub294 \uc704\ud5d8\uc790\uc0b0\uc740 70%\ub97c \ub118\uc744 \uc218 \uc5c6\ub2e4\ub294 \uc81c\ud55c\uc774 \uc788\uc74c. ETF\uc5d0\ub294 70%\ub9cc \ud22c\uc790 \uac00\ub2a5.
      \uacc4\uc88c\ub0b4\uc5d0\uc11c 30%\ub294 \uc758\ubb34\uc801\uc73c\ub85c \uc6d0\ub9ac\uae08 \ubcf4\uc7a5\ud615 \uc0c1\ud488 \ub610\ub294 \ucc44\uad8c\ud615 \ud380\ub4dc\uc5d0 \ub46c\uc57c \ud568.<\/p>\n\n\n\n

      \uc5f0\uae08\uc800\ucd95\uc740 \uc704\ud5d8\uc790\uc0b0 100% \uac00\ub2a5.<\/p>\n\n\n\n

      <\/p>\n\n\n\n

      3. \uc5f0\uae08 \uac1c\uc2dc\uc804\uc5d0\ub294 \ube44\uacfc\uc138 \ucd08\uacfc\ub0a9\uc785\uae08\uc740 \uc804\uc561 \ucd9c\uae08\ud574\ub450\uae30<\/strong><\/p>\n\n\n\n

      \uc5f0\uae08 \uac1c\uc2dc\ud6c4\uc5d0\ub294 \uc5f0\uae08\uc744 10\ub144\ub3d9\uc548 \ubf51\uc544\uc4f0\ub294 \ud55c\ub3c4\uac00 \uc124\uc815\ub418\uace0, \ud544\uc694\uc2dc\uc5d0 \ucd94\uac00 \uc778\ucd9c\uc774 \ubd88\uac00\ud558\uae30 \ub54c\ubb38<\/p>\n\n\n\n

      <\/p>\n\n\n\n

      \uae30\uc874\uae00 : http:\/\/xcenio.com\/?p=158<\/p>\n","protected":false},"excerpt":{"rendered":"

      \uacf5\uc81c\ud55c\ub3c4(900\ub9cc\/\uc5f0) = \uc5f0\uae08\uc800\ucd95\ud380\ub4dc(600\ub9cc) + \ud1f4\uc9c1\uc5f0\uae08IRP(300\ub9cc)(\uc885\ud569\uc18c\ub4dd\uae08\uc561\ubcc4 \ud55c\ub3c4\uc81c\ud55c \uc0ad\uc81c.) \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \ubc0f \ud1f4\uc9c1\uc5f0\uae08IRP\ub294 \ud574\uc678ETF(\uad6d\ub0b4\uc0c1\uc7a5\ud574\uc678\uc9c0\uc218\ucd94\uc885ETF)\ub85c \ud22c\uc790. \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \uacc4\uc88c\uc5d0\uc11c \ud574\uc678ETF \ud22c\uc790\uc2dc, \uc5f0\uae08\uc218\ub839\uc2dc\uae4c\uc9c0 \uc138\uae08 \uc774\uc5f0. \uc5f0\uae08\uc9c0\uae09\uc2dc 3~5%\uacfc\uc138\ud6c4 \uc9c0\uae09.ETF\ub9e4\ub3c4\uc2dc \ubc0f \ubc30\ub2f9\uc2dc \uc138\uae08 (15.4%)\uba74\uc81c. \uc911\ub3c4\ud574\uc9c0\uc2dc\ub294 \uae30\ud0c0\uc18c\ub4dd\uc138 16.5%\ub85c \uacfc\uc138.ETF\uac70\ub798 \uc218\uc218\ub8cc(\uc790\uccb4\uc218\uc218\ub8cc)\ub294 \uc788\ub294\ub4ef \ud568. (\uc778\ubc84\uc2a4 \ubc0f \ub808\ubc84\ub9ac\uc9c0 ETF\ub294 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \ud3b8\uc785\ub300\uc0c1\uc5d0\uc11c \uc81c\uc678, \ubbf8\uc218\uac70\ub798\uc640 \uc2e0\uc6a9\uc0ac\uc6a9\ub3c4 \uc81c\ud55c) IRP\ub294 \uc704\ud5d8\uc790\uc0b0\uc740 70%\ub97c \ub118\uc744 \uc218 \uc5c6\ub2e4\ub294 \uc81c\ud55c\uc774 \uc788\uc74c. ETF\uc5d0\ub294 70%\ub9cc \ud22c\uc790 \uac00\ub2a5.\uacc4\uc88c\ub0b4\uc5d0\uc11c … \ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-766","post","type-post","status-publish","format-standard","hentry","category-7"],"_links":{"self":[{"href":"https:\/\/xcenio.com\/index.php?rest_route=\/wp\/v2\/posts\/766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xcenio.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xcenio.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xcenio.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/xcenio.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=766"}],"version-history":[{"count":4,"href":"https:\/\/xcenio.com\/index.php?rest_route=\/wp\/v2\/posts\/766\/revisions"}],"predecessor-version":[{"id":926,"href":"https:\/\/xcenio.com\/index.php?rest_route=\/wp\/v2\/posts\/766\/revisions\/926"}],"wp:attachment":[{"href":"https:\/\/xcenio.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xcenio.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xcenio.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}